How to Pay on ShopBroker

We accept several payment methods to make checkout easy and secure. The available options depend on what the seller has set up.

Credit and Debit Cards

Sellers who use Stripe accept cards at checkout. We support:

Visa
Mastercard
American Express

Your card details are processed securely through Stripe — we never store your full card number.

PayPal

Sellers who use PayPal Commerce Platform give you access to:

PayPal — Pay with your PayPal balance or linked bank account
Venmo — If you have a Venmo account
Pay Later — Split your purchase into installments through PayPal

What You'll See at Checkout

The checkout page shows payment options based on the seller's payment provider. If they use Stripe, you'll enter card details. If they use PayPal, you'll see PayPal checkout buttons. You won't need to guess — just pick from what's available.

Payment Security

Every payment on ShopBroker is protected:

Encrypted transactions — Your payment details are secured with industry-standard encryption
No charges until delivery — We authorize (hold) your payment, but don't capture it until you receive your item
Fraud protection — Both Stripe and PayPal monitor for suspicious activity

Why Pre-Authorization?

When you check out, we place a "hold" on your payment method for the order total. This:

Confirms you have available funds
Ensures the seller gets paid when they deliver
Protects you if something goes wrong

The actual charge happens only after successful delivery or when you confirm pickup.

Currency

All transactions on ShopBroker are in Canadian Dollars (CAD).

Common Questions

Can I split payment between methods?

Not at this time. You'll need to complete your purchase with a single payment method.

Is my payment information saved?

No. For card payments, enter your details each time you check out — Stripe processes the payment directly without saving your card on our platform. For PayPal, you log into your PayPal account to authorize the payment.

Can I choose which payment method to use?

The available options depend on the seller's payment provider. Each seller chooses either Stripe or PayPal, and you'll see the matching payment options at checkout.