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Stripe Account Problems

Troubleshooting common Stripe Connect issues

Written by Austin Headley

Having Trouble with Stripe?

ShopBroker supports two payment providers for sellers: PayPal and Stripe Connect. If you're using PayPal, see PayPal Account Problems instead.

If you're using Stripe and having issues, here's how to troubleshoot.

Common Issues

"Stripe Onboarding Won't Complete"

Symptoms:

  • Stuck in verification loop

  • Keep getting redirected back

  • "Additional information needed"

Solutions:

Use a desktop browser (not mobile app)

Clear browser cache and cookies

Try a different browser

Ensure popups aren't blocked

Check email for verification requests

"Can't Verify My Identity"

Symptoms:

  • ID document rejected

  • Selfie verification fails

  • Business verification stuck

Solutions:

Use a high-quality photo of your ID

Make sure nothing covers or obscures text

Take selfie in good lighting

Match the name exactly as it appears on ID

Contact Stripe support for document issues

"Payouts Not Working"

Symptoms:

  • Money sits in Stripe but won't transfer

  • Payout fails or is returned

  • Delayed payouts

Solutions:

Verify bank account is correctly entered

Confirm account holder name matches exactly

Check if Stripe requires additional verification

Allow 1-2 business days for processing

Contact your bank to ensure they accept Stripe transfers

"Account On Hold or Restricted"

Symptoms:

  • Can't accept payments

  • Payouts disabled

  • Warning messages in dashboard

Solutions:

Check email for Stripe messages

Go to Payments > Settings (click your profile picture, then Payments, then the Settings tab) and click Manage in Stripe

Look for required actions or documents

Complete any pending verification steps

Contact Stripe support if unclear

Verification Requirements

What Stripe Needs

For Canadian sellers:

  • Personal: Full name, date of birth, address, phone, Social Insurance Number (last 4 digits or full)

  • Business (optional): Business name, registration number, address

  • ID: Government-issued photo ID

  • Banking: Bank account details for payouts

Common Verification Errors

Error

Likely Cause

Fix

Name mismatch

Legal name differs from ID

Use exact legal name

Address issue

Address doesn't match records

Use official address

ID rejected

Poor quality or expired

Retake photo with valid ID

Bank verify fail

Wrong account details

Double-check numbers

Bank Account Issues

Setting Up Correctly

For Canadian bank accounts:

  • Transit number: 5 digits (branch)

  • Institution number: 3 digits (bank)

  • Account number: Your account number

Find these on a void cheque or in online banking.

Account Type

Use a Canadian dollar checking account. Savings accounts may not work for all banks.

Name Matching

The account holder name must exactly match your Stripe identity verification.

Dashboard Access

Accessing Your Stripe Account

  • Go to Payments > Settings (click your profile picture, then Payments, then the Settings tab) and click Manage in Stripe

  • Use the email associated with your ShopBroker account

If You Can't Log In

Check you're using the right email

Reset password if needed

Ensure account isn't closed

Contact support for access issues

Getting Help

From Stripe

Stripe has its own support:

  • In-app help within Stripe dashboard

  • support.stripe.com for articles

  • Email support for specific account issues

From ShopBroker

We can help with:

  • Connection issues between ShopBroker and Stripe

  • Understanding what's needed

  • Switching your active provider to PayPal if Stripe is blocked

  • Escalating complex issues

Prevention

Complete Setup Properly

  • Use accurate, legal information

  • Have documents ready before starting

  • Complete all steps in one session

  • Verify your email address

Keep Information Updated

  • Update Stripe if you move

  • Update banking if you change accounts

  • Respond promptly to verification requests

FAQ

Why does Stripe need my SIN?

Canadian financial regulations require identity verification. Stripe uses your SIN to verify identity, not to report to CRA.

Is my information safe?

Yes. Stripe is PCI compliant and uses bank-level security. Your data is encrypted and protected.

Can I use a business account?

Yes, if you have a registered business. Follow the business verification flow.

What if I'm stuck?

Contact us with details of where you're stuck. We can often help identify the issue or escalate to Stripe.

Need Help?

Stripe issues can be frustrating. Contact our support team with screenshots of any error messages, and we'll help you get unstuck.

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