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PayPal Account Problems

Troubleshooting common PayPal connection and payment issues on ShopBroker

Written by Austin Headley

Having Trouble with PayPal?

PayPal is one of two payment providers ShopBroker supports for sellers. If your PayPal connection isn't working, here's how to troubleshoot.

Common Issues

"Cannot Receive Payments"

Symptoms:

  • Your PayPal card on Payments > Settings shows "Cannot receive payments"

  • You see an error banner mentioning a restriction on your PayPal account

  • Buyers can't complete checkout with PayPal

What's happening: PayPal has placed a restriction on your account. This is between you and PayPal directly. ShopBroker can't lift PayPal restrictions.

Solutions:

Visit paypal.com and log into your account

Look for an Action Required notice or messages from PayPal

Contact PayPal Customer Support at paypal.com/smarthelp/contact-us

Once PayPal lifts the restriction, your status updates the next time you reload Payments > Settings

"Email Not Confirmed"

Symptoms:

  • Your PayPal card shows "Email not confirmed"

  • You see a yellow warning banner

What's happening: PayPal requires your email address to be confirmed before you can receive payments.

Solutions:

Visit paypal.com/businessprofile/settings

Find the email confirmation banner and click to confirm

Check your inbox for the PayPal confirmation email

Click the link in that email to verify

Reload Payments > Settings on ShopBroker; the status should update

"Pending Verification"

Symptoms:

  • PayPal card shows "Verifying" status for hours or days

  • You haven't received any updates

Solutions:

Check your PayPal email for verification requests

Log into paypal.com directly and look for an Action Required notice

Complete any pending steps PayPal requests

If nothing's pending on PayPal's side, contact PayPal Customer Support to ask why your account is still under review

"Onboarding Won't Complete"

Symptoms:

  • You're stuck in a loop trying to connect PayPal

  • The browser keeps redirecting you back to ShopBroker without completing

  • "Connection failed" errors

Solutions:

Use a desktop browser (mobile browser flows can drop the redirect)

Clear browser cache and cookies

Try a different browser

Make sure popups aren't blocked for paypal.com

Disable any browser extensions that might interfere with redirects

"Payments Not Showing in My PayPal Balance"

Symptoms:

  • A buyer paid you, but you don't see the payment in PayPal yet

  • The order is showing as paid on ShopBroker

What's happening: This is normal. Payment is held securely through checkout until delivery or pickup is confirmed. The funds release to your PayPal balance after the courier confirms delivery or the buyer confirms an in-person pickup.

Solutions:

Check the order status on ShopBroker. If it says "Awaiting Delivery", payment hasn't released yet.

Once the order completes, the payment lands in your PayPal balance within a few minutes.

If the order is marked Complete and you still don't see it, contact ShopBroker support.

"Connected Account Doesn't Match"

Symptoms:

  • You connected the wrong PayPal account

  • You want to switch to a different PayPal account

Solutions:

Go to Payments > Settings on ShopBroker

On the PayPal card, click the disconnect option (you may need to scroll to find Disconnect PayPal)

Confirm the disconnect

Click Connect PayPal again and use the correct account

Verification Requirements

What PayPal Needs

For Canadian sellers:

  • Email address: Confirmed via paypal.com

  • Identity: PayPal handles this through their own verification checks

  • Business or personal account type: Set during PayPal onboarding

  • Payments-receivable status: PayPal flips this to Yes once you're cleared

Common Verification Errors

Error

Likely Cause

Fix

Email not confirmed

You skipped the email step at PayPal sign-up

Confirm at paypal.com/businessprofile/settings

Cannot receive payments

PayPal placed a restriction

Contact PayPal Customer Support directly

Account under review

PayPal's risk team is checking your account

Wait for PayPal to update; check your PayPal email

Business verification incomplete

You picked Business but didn't finish

Complete business details at paypal.com

Dashboard Access

Accessing Your PayPal Account

  • Click Open PayPal Dashboard from your Payments Settings, OR

  • Visit paypal.com directly and log in

  • Use the email associated with your ShopBroker connection

If You Can't Log In

Go to paypal.com and use the password reset flow

Make sure you're using the email you connected to ShopBroker

Contact PayPal Customer Support if you're locked out

Getting Help

From PayPal

PayPal has its own support channels:

  • paypal.com/smarthelp/contact-us for direct help

  • paypal.com Help Center for articles

  • PayPal phone support (find the number in your account settings)

PayPal handles account-level issues like restrictions, verification holds, and login problems.

From ShopBroker

We can help with:

  • Connection issues between ShopBroker and PayPal

  • Understanding what status your PayPal card is showing

  • Switching between PayPal and Stripe as your active provider

  • Escalating issues that span both platforms

Prevention

Complete Setup Properly

  • Use a real PayPal email you actively check

  • Confirm your email immediately at paypal.com

  • Complete any business verification PayPal requests

  • Test the connection by viewing your PayPal status on Payments > Settings

Keep Information Updated

  • If your PayPal email changes, you'll need to reconnect

  • If PayPal locks your account, work with PayPal first, then return to ShopBroker

  • Check Payments > Settings weekly to spot status changes early

FAQ

Why does PayPal need my information?

Canadian financial regulations require identity verification for payment processors. PayPal handles this verification on their side; ShopBroker doesn't see your PayPal verification documents.

Is my information safe?

Yes. PayPal is a major regulated payment provider with bank-level security. Your data is encrypted and protected per their privacy policy.

Can I use a personal PayPal account?

Yes, though Business accounts are recommended for sellers. Personal accounts work, but Business accounts give you better tools for tracking sales.

What if my PayPal account is permanently restricted?

If PayPal won't lift a restriction, you can connect Stripe instead and use that as your active provider. See Setting Up Stripe Connect.

Can I have both PayPal and Stripe connected?

Yes. Many sellers do. Set whichever you prefer as the active provider from Payments > Settings.

Need Help?

PayPal issues can be frustrating, especially when they're between you and PayPal directly. Contact our support team with screenshots of any errors you're seeing, and we'll help you figure out the right next step. Reach out at [email protected].

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